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If the world is in crisis, in multiple global and converging crises, in total 34 - 9 economic, 8 social, 6 technological, 5 geopolitical, 6 natural -, according to the Global Risk Report presented in the city of Davos, in January 2021 , by the World Economic Forum 2024 (WEF), of which 28 are directly caused by human action, and it is presumed that in the remaining 6 natural ones, human intervention also has a lot to do with it, it would not be unreasonable to say that something, structurally and culturally, is being done wrong, let's say in the last 200 years.

If the distribution of income and wealth is unequal, an unbridgeable gap between the few who concentrate a lot and the majority who share the crumbs, where it matters little what is done within the current system and its rules because the gap continues to grow; Money being the material basis on which the market economy is based, this is not an obvious sign of an economic system of growth and development in terminal crisis.

If at a micro level, bad jobs, the loss of purchasing power of salaries, the insufficient income of pensioners and retirees, regardless of whether they are social security or retirement (investment) plans implemented by the workers themselves in their productive age, all resulting in a life that becomes progressively precarious for the vast majority of the population, we could say 90%; causing anguish and frustration for those who aspire - young - to get a job with an income that allows them to have the life of their dreams, for those who continue to work hard and want to achieve a sufficient income that allows them to make ends meet with all expenses covered. and for those who retire and hope with their income to cover their needs with dignity until the end of their days.

Thus, for us, the common people, friend and friend, companion, companion, what is left for us? To opt for the binary option: apocalyptic or integrated. Integrate naively or critically, passively or proactively, within the current paradigm or explore other paradigmatic options? How far to go, change so that everything remains the same or change radically?

For this present and future reality we will have to learn to live, there is no other way, right.

Do you believe that your personal problems are solved with money? How much do you need, in your regular flow of income, for how long, or in your accumulated wealth? In what denomination do you want the money, in local or foreign currency? In cash or in a bank account or in investment funds or in cryptocurrencies? Is your problem mostly financial?

If your personal problem is resolved, have you thought about the 34 global and converging crises that we have mentioned? Do you believe that as long as you have sufficient income and assets, you and your loved ones will be safe? With money there will always be alternatives.

Do you believe that if you manage to set up your farm, generate your own energy, purify your water, make your home, shoes and clothing, maintaining a healthy and self-sufficient life with your family, you will be guaranteed a full life now and in the future?

In both cases, you don't care what happens to the planet and others, it won't affect you.

For you, it is the same: Living Well, Living Well or Living Better? What is the point of talking about improving the quality of life, if life remains the same?

To illustrate, we will present, at the level of statements, some recommendations for living from various perspectives.

.-From the financial and investor perspective. Understanding investments as the science of money that creates money. With slogans like: “Do not be a slave but master of money.” “Let money work for you.” The advice or lessons of two experts, rich men, who we will call WB (Warren Buffet), 93 years old, and RK (Robert Toru Kiyosaki), 77 years old, are presented.

RK, from humble origins, became rich at age 47 by following the following 6 lessons from his rich dad (from his Book Rich Dad, Poor Dad): Rich people don't work for money - but to identify opportunities; learn financial intelligence – to be clear about how much goes in and out, what you have; attend to your own business – “the eye of the master fattens the cattle”; What he should know about taxes and corporations ‒ “The reality is that the rich don't pay taxes. It is the middle class that pays for the poor, especially the educated, high-income middle class”; the rich invent money; Work to learn, not to make money.

Ten lessons from WB: “…never bet against America”; the patient wins, “The stock market is a device for transferring money from the impatient to the patient”; ignores capital market forecasters; He believes it is safe not to “seek to hunt an exotic bird”; have enough cash reserve to take advantage of unexpected opportunities while others try to survive – the WB investment company had, as of December 2023, a cash reserve of US$182 billion; be afraid when others are greedy and be greedy when others are afraid; “For many it is better to have shares in S&P 500 Index Funds, that is, an investment fund based on the index of the 500 best in the market”; take advantage of compound interest; integrity is everything; Spend your time with the people who matter most to you. Signal to Noise, Charlie Bilello, episode 26

If the world were only financial, a world of only money, it would be a happy world for those who win and an unhappy one for those who lose, it would be a “zero sum” world. In the face of a pandemic like COVID-19 or in the face of an extreme, surprising natural event, how much difference would this wealth make? Would it save you from a global financial crisis? Would it save you from a great depression like that of 1929 in the USA.?.

From psychology

MS (Martin Selligman), an American psychologist, 81 years old, promoter of positive psychology.

In a very summary way, it presents a new theory of well-being where five personal pieces of advice are given: having positive emotions, achievements - even if they are small, commitment, meaning - fill your life with meaning - and positive relationships.

In both perspectives there are only individuals, nothing about the relationships with others, we, the others, nothing about the relationship with nature. Their reality is limited to their immediate environment, to their individual dimension. Will they live in a bubble?

.-From the holistic perspective, such as that proposed by the indigenous peoples, the “Living Well” (Suma Qamaña in Aymara) of Bolivia or the “Buen Vivir” (Sumak Kawsay, neologism in Quechua) of Ecuador is proposed. Living well is “the access and enjoyment of material goods and emotional, subjective, intellectual and spiritual fulfillment, in harmony with nature and in community with human beings” National Development Plan, Bolivia, 2006. Living Well is a holistic vision whose basis is life and/or the cosmos, which is why it is usually said to be a biocentric or cosmocentric conception. The most important thing is not the human, nor the money, but life.

This approach of Living Well, from Bolivia, coincides with the postulates of the Barefoot Economy and its Development on a Human Scale by the Chilean economist Manfred Max-Neef and with the recommendations of the French philosopher and educator Edgar Morin, especially in his essay “The Well Head set”, 2001.

Morin, in the face of uncertainty, proposes to learn to live three paths: path one, think well, with an integrative and totalizing thought, and always act, remembering that interactions and feedbacks are unpredictable; path two, having a strategy instead of a program, the first requires being prepared for imaginable, unimaginable and unforeseen scenarios, having clear strategic objectives; while, the second, conceives itself as a set of actions for a stable, unrealistic scenario; path three, betting, integrating faith with uncertainty. Morin, also, advises learning from the Schools of life, among others, the Schools of discovery, the Schools of human complexity, the Schools of human understanding.

Also, it is appropriate to mention the five postulates and the essential value for the new (barefoot) economy that Max-Neef proposes: 1.- The economy is there to serve the people and not the people to serve the economy; 2.-Development is for people, not for things; 3.-Growth is not the same as development and development does not necessarily require growth; 4.-The economy is a subsystem of a larger and finite system: the biosphere, therefore permanent growth is impossible; 5.-There is no economy that is possible in the absence of ecosystems. The essential value to sustain the new economy should be “no economic interest, under any circumstances, can be above life, in all its manifestations.” Interview 2010, Democracy Now, with Amy Goodman

General comments

.-Note that it is not said to teach how to live, nor to relearn how to live, since it is not about reproducing the old schemes, strategies and forms, it raises the need for new ways of being, of knowing, of deciding, of doing that are still unexplored. for the majority, new ways of living for the majority. No more anthropocentrism.

.-Another possible world involves another attitude, other ways of relating, other ways of knowing and understanding the world and its problems, new ways of thinking and building knowledge. It requires grasping and addressing the world in its complexity.

.-It is necessary to promote spaces for equal dialogue between popular and local knowledge and scientific and technological knowledge.

.-It matters little to be in the best conditions in a world without a future.      

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